In February 2025, Michael Saylor uploaded a short post to X. This sentiment has been widely echoed over the years by other Bitcoin supporters and investors.
Bitcoin is considered a long-term play by most people who buy it, and there was no way to work outside of staking its liquidity while generating great profits for those people.
Bitlayer founder and CEO Charlie Hu sat down for an interview with Thestreet Roundtable to discuss the growing demand for Bitcoin-assisted loans.
As Hu points out, centralized Bitcoin lending has been available for some time, but it has dealt with the issues of trust and bankruptcy that have scared investors.
“Intensive Bitcoin lending is nothing new. I had it a few years ago. Unfortunately, some mismanaged funds went bankrupt and filed for bankruptcy.
The reputation in the central platform groove has led to decentralized protocols beginning to pop up. “The world is becoming more hybrid. It’s not just centralized lending, but decentralized. That’s the products grown in the ecosystem,” Hu explained.
Decentralized Finance (DEFI) has seen tremendous trading growth over the past year. Hu said, “More transactions are in the Defi space: chain settlements, transactions, lending, derivatives.
Hu considers Bitcoin to be unique among cryptocurrencies. “We believe that there is great potential for Bitcoin, not Altcoin like Solana or Aptos, perhaps not Ethereum, but Bitcoin is treated as a highly valued asset across asset management and trading space.”
He also believes that ownership of Bitcoin is seen as a novel and risky investment, including public companies and nation-states, “five years from now, five years from now.”